The process of activating your Apple Card so it can be used immediately is remarkably similar to pairing your AirPods—you just need to bring the physical card near an unlocked iPhone.
The Apple Card activation process is like pairing your AirPods

The process of activating your Apple Card so it can be used immediately is remarkably similar to pairing your AirPods—you just need to bring the physical card near an unlocked iPhone.
If you use the peer-to-peer Apple Pay Cash payment feature to send money to friends and family in an instant through Messages, you will need to sign up for the newly announced Apple Card because Apple has ended support for sending money using a regular credit card.
Apple at today's "It's Showtime" event officially announced Apple Card, a brand new credit card with some very cool smarts that was built on principles of simplicity, transparency and privacy in partnership with investment bank Goldman Sachs and financial services giant MasterCard.